Consumer credit contracts

Note: This information relates to contracts entered into before 6 June 2015. For contracts entered into on or after this date, see the relevant guidance.

Consumer credit contracts – overview

This page provides an overview of what a consumer credit contract is and explains the rules and consumer protections that apply to this type of contract.

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Disclosure

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Payments, interest charges, and fees

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Credit-related insurance, extended warranties and repayment waivers

This page provides an overview of credit-related insurance, extended warranties and repayment waivers. It explains a lender's obligations when a borrower buys these services in connection with a consumer credit contract or consumer lease.

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Consumer rights

Read information on cancellation, hardship, and oppressive contracts.

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Applying for hardship – information for lenders and borrowers

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What happens if a lender breaches the CCCF Act?

This fact sheet provides an overview of the penalties a lender can face if they breach the Credit Contracts and Consumer Finance Act and explains what remedies are available to borrowers.

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Changes to Consumer Credit Law