Consumer Credit

The Credit Contracts and Consumer Finance Act helps protect consumers when they’re borrowing money. It helps ensure consumers can make informed choices, know what they’re agreeing to, and can keep track of their debts.

In this section...

Overview of changes to consumer credit law

Significant changes have been made to New Zealand’s main consumer credit law. Read about the key changes in our overview guide.

MBIE's Responsible Lending Code

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Consumer credit fact sheets

The Commerce Commission publishes fact sheets and guidelines for businesses and consumers wanting to better understand their obligations and rights under the Credit Contracts and Consumer Finance Act

Popular fact sheets:

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