Consumer Credit

• Borrowing money or buying goods on credit: Know your rights and obligations
  
• Series of fact sheets on disclosure
• Fact sheets on payments, fees and other credit related topics 

The Commerce Commission publishes fact sheets and guidelines for businesses and consumers wanting to better understand their obligations and rights under the Credit Contracts and Consumer Finance Act

Popular fact sheets:

• Borrowing money or buying goods on credit: Know your rights
• Disclosure under a consumer credit contract
• Fees under a consumer credit contract

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These guidelines describe the Commission's enforcement approach to fees subject to the Act, in particular to establishment fees, other credit fees and default fees.

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Enforcement Outcomes include:

• Enforcement Actions Register (since July 2009)
• Judgments (since July 2009)  

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